Terms of use

Educational information

Website content and tools are provided for general educational purposes. They do not constitute individualized accounting, tax, legal, investment, lending, or other regulated professional advice.

No client relationship

Using this website, sending an inquiry, or using a calculator does not create a consulting relationship. A client relationship begins only through a written agreement defining scope, responsibilities, fees, and limitations.

No guarantee

Examples, projections, and calculator outputs depend on assumptions and may not reflect actual results. Users remain responsible for validating information and obtaining appropriate professional advice.

Intellectual property

Unless otherwise stated, website copy, visual design, frameworks, and original tools are owned by Keltner Financial and may not be republished commercially without permission.

Contact

Questions may be sent to hello@keltnerfinancial.com.